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Terms and Conditions for Clients Registering with

FamilyGuard360

Effective Date: [Insert Date]

1. Introduction

Welcome to Family Guard 360 ("Company," "we," "our," or "us"). Family Guard 360 is a platform designed to connect individuals seeking life insurance, will & trust services, and health insurance with licensed insurance professionals ("Platform"). By registering and using our services, you agree to comply with these Terms and Conditions ("Terms"). If you do not agree, please do not use our Platform.

2. Eligibility

To register as a client on our Platform, you must:

  • Be at least 18 years old. 
  • Provide accurate and up-to-date personal information.
  • Use the Platform solely for seeking life insurance, will & trust, and health insurance services.

3. Registration and Account Responsibilities

  • You must provide truthful and complete information during the registration process.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You agree to notify us immediately of any unauthorized use of your account.
  • We reserve the right to suspend or terminate accounts with false or misleading information.

4. Use of the Platform

  • The Platform serves as a means to connect clients with licensed insurance professionals.
  • We do not provide insurance services directly; all services are provided by independent licensed professionals.
  • You agree to communicate respectfully and professionally with insurance professionals.
  • We reserve the right to suspend or terminate accounts with false or misleading information.

5. No Guarantees or Endorsements

  • FamilyGuard360 does not guarantee the availability, suitability, or performance of any insurance professional.
  • We do not endorse or recommend specific insurance agents, policies, or providers.
  • Any agreements or transactions made with an insurance professional are solely between you and the professional.

6. Privacy and Data Usage

  • Your personal information will be handled according to our Privacy Policy.
  • We may share your contact information with licensed insurance professionals to facilitate connections.
  • We do not sell your personal data to third parties.

7. Limitation of Liability

  • We are not liable for any damages, losses, or claims arising from your use of the Platform or engagement with an insurance professional.
  • Our total liability, if any, shall not exceed the amount paid by you for services through the Platform.

8. Termination

  • We reserve the right to suspend or terminate your account at any time for violation of these Terms.
  • You may deactivate your account at any time by contacting customer support.

9. Modifications to Terms

  • We may update these Terms at any time, with or without notice.
  • Our total liability, if any, shall not exceed the amount paid by you for services through the Platform.

10. Limitation of Liability

  • We are not liable for any damages, losses, or claims resulting from interactions between Clients and Agents.
  • Our total liability, if any, is limited to the amount paid for services within the past three (3) months.

11. Governing Law and Dispute Resolution

  • These Terms shall be governed by the laws of the State of [Insert State].
  • Any disputes shall be resolved through arbitration in [Insert Jurisdiction] in accordance with the rules of the American Arbitration Association.

12. Contact Information

If you have any questions about these Terms, please contact us at:

  • FamilyGuard360[Address][Phone Number][Email Address]
  • By registering as a client on our Platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
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At FamilyGuard360, we are committed to excellence in everything we do. Our mission is to empower families with the tools they need to create a secure and comfortable living environment.

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