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Terms and Conditions for Insurance Agents Registering with FamilyGuard360

Effective Date: [Insert Date]

1. Introduction

Welcome to FamilyGuard360 ("Company," "we," "our," or "us"). Family Guard 360 is a lead generation platform designed to connect licensed life and health insurance agents ("Agents") with potential clients seeking insurance solutions ("Platform"). By registering and using our services, you agree to comply with these Terms and Conditions ("Terms"). If you do not agree, please do not use our Platform.

2. Eligibility

To register as an insurance agent on our Platform, you must:

  • Be at least 18 years old.
  • Hold a valid life and/or health insurance license in the state(s) where you operate.
  • Provide accurate, complete, and up-to-date information during registration.
  • Comply with all applicable state and federal insurance laws and regulations.

3. Registration and Account Responsibilities

  • You must provide truthful and verifiable information during the registration process.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You must not share, sell, or transfer your account to another individual or entity.
  • You agree to notify us immediately of any unauthorized use of your account.

4. Lead Distribution and Usage

  • The Platform provides leads based on the criteria specified during registration.
  • Leads may be exclusive or shared, depending on the selected plan.
  • You agree to use leads solely for legitimate insurance business purposes.
  • Unauthorized sharing, selling, or misuse of leads will result in account termination..

5. Fees and Payment

  • Access to leads and other services may require payment..
  • Fees and pricing plans are detailed on the Platform and are subject to change.
  • Payments are non-refundable unless otherwise specified in a written agreement.
  • Failure to pay may result in suspension or termination of your account..

6. Compliance and Ethical Conduct

  • You must adhere to all insurance marketing and solicitation laws, including TCPA (Telephone Consumer Protection Act) and CAN-SPAM Act.
  • You may not engage in misleading, fraudulent, or deceptive sales practices.
  • You are solely responsible for compliance with all laws governing your insurance practice.

7. No Guarantees or Endorsements

  • FamilyGuard360 does not guarantee the quality, conversion, or effectiveness of any lead..
  • The Platform serves only as a connection service and does not endorse or validate any insurance professional.

8. Disclaimer of Warranties

  • The Platform is provided "as-is" without any warranties, express or implied.
  • We do not guarantee uninterrupted service, accuracy, or reliability of the Platform.

9. Limitation of Liability

  • We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform.
  • Our total liability, if any, is limited to the amount paid by you for the lead generation services in the past three (3) months.

10. Termination

  • We reserve the right to suspend or terminate your account at any time for violation of these Terms or misuse of the Platform.
  • You may terminate your account at any time by contacting customer support.

11. Modifications to Terms

  • We may update these Terms at any time, with or without notice.
  • Continued use of the Platform after changes signifies your acceptance of the updated Terms.

12. Governing Law and Dispute Resolution

  • These Terms shall be governed by the laws of the State of [Insert State].
  • Any disputes shall be resolved through arbitration in [Insert Jurisdiction] in accordance with the rules of the American Arbitration Association..

13. Contact Information

If you have any questions about these Terms, please contact us at:

  • FamilyGuard360[Address][Phone Number][Email Address]
  • By registering as an insurance agent on our Platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

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At FamilyGuard360, we are committed to excellence in everything we do. Our mission is to empower families with the tools they need to create a secure and comfortable living environment.

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